Duncan and Associates Services

Real Estate Brokerage · Morganfield, Kentucky

4:55 AM in Morganfield Directions

Here is what working with Duncan and Associates in Morganfield typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

For home buyers

First buyer meeting

A conversation about price range, neighborhoods around Morganfield and the buyer agreement you sign before tours.

Showings in Morganfield

Scheduling private tours, previewing listings and flagging issues worth a closer look.

Offers and counteroffers

Contract terms, earnest money, inspection and appraisal contingencies explained step by step.

Getting to the closing table

Coordinating with the lender, title or escrow office and the other agent so nothing slips.

Selling a home

Listing price strategy

Comparable sales and current competition used to set a realistic asking price.

Pre-listing checklist

Which repairs are worth doing, decluttering and photo-day preparation.

Listing exposure

Putting the home in front of local agents and online shoppers through the MLS and listing sites.

Offer review and negotiation

Comparing offers on price, terms and financing strength, then negotiating to a signed contract.

Focus areas

Commercial Property

Office, retail and investment property.

How a typical transaction works

ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
CloseFinal walk-through and signing with the title or escrow company under Kentucky rules.

Typical costs on a Morganfield home

Illustrative figures for a home at the local typical value of $171,354. Real numbers depend on your agreement, lender and title company.

Item	Rate	On $171K
Listing-side commission (negotiable)	2.5–3%	$4,284–$5,141
Buyer-side compensation (negotiable)	2–3%	$3,427–$5,141
Buyer closing costs (lender, title, escrow)	2–5%	$3,427–$8,568
Home inspection	flat	$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Areas around Morganfield

Marion, KY26 mi · $134K Evansville, IN28 mi · $205K Newburgh, IN33 mi · $320K Owensboro, KY44 mi · $214K

Questions about these services

How are real estate agents paid in Kentucky?

Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.

Does Duncan and Associates work with both buyers and sellers?

Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Duncan and Associates handles dual agency or designated agency under Kentucky law.

What should I prepare before the first meeting?

Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.